5 Tips To Avoid FCRA Non-Compliance
October 12, 2023
In 1970, the Fair Credit Reporting Act (FCRA) took effect to ensure “the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.” The Act gives...
CFPB Proposes Expansions to the Fair Credit Reporting Act’s Scope
September 01, 2023
The Director of the Consumer Financial Protection Bureau (CFPB) recently announced plans concerning next month’s rulemaking. The CFPB intends to expand...
Major Chain of Booksellers Settles Alleged FCRA Violations
August 8, 2023
A major chain of booksellers has agreed to a settlement to resolve a class action lawsuit. This suit addressed claims that it violated the Fair Credit Reporting Act (FCRA)....
CRA Faces Proposed Class Action Over Allegedly Inaccurate Reporting
May 25, 2023
A major consumer reporting agency (CRA) now faces a proposed class action lawsuit. According to the suit, the CRA failed to maintain procedures to ensure it provided...
Class Action Filed Against Luxury Fashion Brand Over Alleged FCRA Violations
May 9, 2023
A luxury fashion company recently faced a class action lawsuit over compliance failures. According to the suit, the company failed to comply with the Fair...
Supreme Court Advised That FCA Knowledge Standard Is Subjective
May 1, 2023
Whistleblowers have urged the Supreme Court to consider subjective factors when determining whether someone knowingly acted under the False Claims Act (FCA). According...
Report Finds Complaints About National Credit Reporting Agencies Filed with the CFPB Nearly Doubled From 2021 to 2022
April 27, 2023
Between 2021 and 2022, consumer reports filed with the Consumer Financial Protection Bureau (CFPB) against National...
Third Circuit Court Rules Against CRA That Failed to Reinvestigate Disputed Information
April 26, 2023
A Pennsylvania court has ruled against a major consumer reporting agency (CRA). According to the case, the CRA attempted to end a class-action...
Eighth Circuit Court Concludes That FCRA Violations Do Not Occur Where Investigations and Corrections Occur Promptly
April 21, 2023
The Eastern District of Pennsylvania has granted summary judgment in a recent case centered around inaccurate consumer...
Major Consumer Reporting Agency Faces Class Action Over SSN Verification Issues
April 20, 2023
A proposed class action suit alleged that a major consumer reporting agency (CRA) violated federal law. According to the case, the CRA did not implement...