Pennsylvania Federal Court Clarifies What Constitutes a Consumer Reporting Agency Under the FCRA
Earlier this year, the U.S. District Court for the Eastern District of Pennsylvania clarified what constitutes a consumer reporting agency (CRA) under...
Federal Court in New Jersey Finds Furnishers of Consumer Information Are Not Responsible for Considering Legal Inaccuracies
A U.S. District Court based in New Jersey recently issued a ruling in favor of a timeshare company facing a lawsuit for...
U.S. District Court Rejects Attempt to Hold CRA’s Chief Executive Officers Responsible for Inaccurate Reporting Under FCRA
A US district court rejected a plaintiff’s lawsuit under the Fair Credit Reporting Act (FCRA). The plaintiff made claims...
Federal Jury Finds Credit Reporting Agency Was Not Responsible for Faulty Information Included in Its Report
After a lengthy dispute with multiple turnarounds, a lawsuit claiming a major consumer reporting agency (CRA) violated the Fair Credit...
Florida Court Hears Claims that Consumer Reporting Agency Failed to Perform Reasonable Investigation Under FCRA
A Florida consumer has filed a lawsuit against a major consumer reporting agency (CRA), accusing it of failing to conduct a reasonable...
An Illinois Appellate Court Rejects a Consumer’s FCRA Counterclaim Against Information Furnisher
The Appellate Court of Illinois, Third District, reversed the order of a trial court that dismissed the Fair Credit Reporting Act (FCRA) counterclaim...
Medical Debt Furnishers and CRAs May Face Increased Scrutiny from the CFPB
Medical debt is notorious for happening unexpectedly and for unavoidable reasons. The COVID-19 pandemic is an example of such hardship. And when insurers or providers add...
CRA Reaches $4 Million Settlement to End Class Action Lawsuit Over Inaccurate Background Checks
A background check provider has agreed to a $4 million settlement to end a class action filed by a consumer who alleges he was banned from a major online...